Benefit Options

  • Accidental Death Benefits

  • Dismemberment Benefits

  • Dislocation & Fracture Benefits

  • Open & Closed Reduction

  • Hospital & Medical Benefits

  • Outpatient Benefits

  • Burns & Lacerations

  • Paralysis & Concussions

  • Emergency Dental & Eye Injury

  • Therapy

  • Rehabilitation

  • Chiropractor

  • Ambulance

  • etc.

  • Unlimited Plan Design and Benefit Level Flexibility

  • 24 Hour & Off the Job Coverage

  • Spouse & Child Benefits

  • Age Related Benefit Reductions

  • Accidental Disability Rider

  • Portability

  Key Features

Rating Options

  • Voluntary & Employer Paid Rates

  • Attained Age & Issue Age Rates

  • Composite Rates

  • Gender Distinct and Uni-sex Rates

  • Optionally, Conditionally, and Guaranteed Renewable