

Our Services
Product Development
Policy Language Review & Drafting
Underwriting Guidelines
Marketing Guidelines
ACA Compliant Plans
Product Pricing
DHMO/Capitated Products
Fully Insured Products - PPO, MAC, SBP, Indemnity
Individual and Group Products
Voluntary and Employer Paid Products
Manual Rating Software Systems
Renewal Rating Software Systems
Actuarial Rate Filings
Actuarial Memorandums
Annual Rate Certifications
ACA Rate Filings
State Specific Certifications
Actuarial Financial Services
Reserve Valuations
Statements of Actuarial Opinion
Financial Forecasting Models
Actuarial Valuations of Plan Changes
Underwriting Pricing Systems
New Business Manual Rating Systems
Small Group Renewal Rating Systems
Large Group Experience Rating Systems
Credibility Rating Systems
Experience Analysis
Utilization Studies
Utilization and Pricing Trend Analysis
Claim Cost and Loss Ratio Trend Analysis
Persistency/Lapse Studies
Loss Ratios by Risk Factors
Industry Benchmarking
Utilization
Provider/Network
Plan Design
Rate Level
Fee Schedules and UCR