Benefit Options
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Heart Attack & Stroke
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Invasive Cancer & Carcinoma In Situ
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Coronary Heart Disease and By-pass Surgery
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Major Organ Failure and Transplant
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End Stage Renal Failure
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Alzheimer's Disease
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Occupational HIV and Hepatitis
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Muscular Dystrophy
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Multiple Sclerosis
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Blindness, Coma, Brain Tumor
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Permanent Paralysis
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etc.
Key Features
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Unlimited Plan Design and Benefit Level Flexibility
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Multiple Occurrence Benefits
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Reoccurrence Benefits
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Category and Non-category Plans
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Maximum Payout
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Age Related Benefit Reductions
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Multiple Pre-x Limitation Options
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Multiple Waiting Period Options
Rating Options
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Guarantee Issue and Simplified Issue
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Voluntary & Employer Paid Rates
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Attained Age & Issue Age Rates
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Composite Rates
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Gender Distinct & Uni-sex Rates
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Tobacco Distinct Rates
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Optionally and Conditionally Renewable