Heart Attack & Stroke

Invasive Cancer & Carcinoma In Situ

Coronary Artery By-pass Surgery

Major Organ Transplant

End Stage Renal Failure

Alzheimer's Disease

Occupational HIV

ALS

Blindness

etc.

Multiple Occurrence Benefits

Reoccurrence Benefits

Category and Non-category Plans

Maximum Payout

Age Related Benefit Reductions

Multiple Pre-x Limitation Options

Multiple Waiting Period Options

Guarantee Issue and Simplified Issue

Voluntary & Employer Paid Rates

Attained Age & Issue Age Rates

Composite Rates

Gender Distinct & Uni-sex Rates

Tobacco Distinct Rates